This online tool will automatically fill in the correct forms for responding to a debt collection lawsuit, including an application for a fee waiver, if you are unable to pay the filing fees. After you complete the forms, print them out and take them to the court in your county. Failing to respond to a debt collection lawsuit can result in a judgment (court order) against you, which can be used to garnish wages or freeze your bank account. Responding to the lawsuit allows you time to negotiate a settlement or fight the case!
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